debt dilemma

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why sticking to a payment schedule is so hard

Posted by: aulelia on: August 29, 2009

seriously??
why is it so hard to stick to just one paying schedule?
i paid £10 into my overdraft account, but i am still struggling!
I HATE DEBT!!!!!!

Sorry! Lack of Updates!

Posted by: aulelia on: August 16, 2009

Have been too busy. So sorry about the lack of financial updates!
Am away for a wedding until next week but I promise to update more regularly when I come back.
On a good note, I have paid my CC on time for once ! Yay!

Cutting Entertainment Costs: The Cinema

Posted by: aulelia on: July 13, 2008

I would not say I am a huge knowledgeable person about cinema but I do love going to the cinema.
This afternoon, I am going to watch Savage Grace at the Watershed.
Today’s price is £3.50, compared to the normal price of £4.00
So I am saving 50p by going to watch the film on Sunday.
50p does not seem [...]

Financing Birthdays on a Budget

Posted by: aulelia on: July 11, 2008

Birthdays are obviously one part of money that have to be dealt with, especially with special family & friends.
It is my little sister’s birthday next week. She will be 17. However, she is not in England as she has gone to New York for the summer so I will see her until at least September [...]

The Car

Posted by: aulelia on: July 9, 2008

Tight Fisted Miser has a brilliant post about living without a car. It is prescient for me because of late, all I can think about is getting as many lessons as possible so I can pass my driving test to buy a car.
Here is the problem. I am skint. I am in debt, as a [...]

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Oh My God!

Posted by: aulelia on: July 4, 2008

Argh!
I am so fucking pissed off at myself.
I went on a splurge yesterday and bought things I shouldn’t have.
I ended up spending £17.29 in one day of my own weekly budget.
I was actually being good at the beginning of the week and then the shops seduced me.
I am really annoyed!!!!!!!!!!!!!!!!

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How much to put aside…

Posted by: aulelia on: June 27, 2008

I received my payslip from my part-time job yesterday. Now, I am trying to figure out how much to put aside to pay off my credit card.
10% would equal around £44.
20% would equal circa £88.
My issue is I know the more I take out from my wages, the more quicker I will be able to pay [...]

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