debt dilemma

Blog Background

Debt is something which has almost become like the universal persona non grata if it were a human being. Many of us are hounded by it but no one talks about money as it is in bad taste. I am definitely not out to get people to scream on the rooftops about their debt[s] but this blog aims to chronicle my efforts to get myself out of debt.

I do not want to be in debt anymore. I just want to get out of the hole and hopefully this blog will help me on that journey.

My goal by next year (December 2009) is to have at least all of my credit card debt and to have had a good crack of halving my overdraft.

If anyone has any queries, feel free to contact me on aulelia_2[at]hotmail.co.uk

2 Responses to "Blog Background"

Hiya Aulelia,

I’m blogging again and popped in to see how you are doing.
I could easily post on all the blogs I’ve missed but decided to say it all at once here.

What will you achieve by paying off your credit card debt? Why not just make the minimum payments? Why December? Why not July 2010?

Write down not only what you want to do but why and how. Then you break the how down into small chunks.
I usually find it gives me more focus.

Saying, I want to lose weight is one thing…

Saying, I want to lose weight because I want to look hot in the summer and wear Kylie type hot pants is a goal.

I’m going to do lose weight by doing exercise is one thing.
Saying I’m going to walk half an hour 5 times a week is a goal.

I’m going to start with 10 minutes 2 times a week is a plan of action.

We fail because we don’t plan.

Hope that is of some help to you. Happy Easter!!

@healthywhileeatingbroke, thanks so much for your comment. I wholly agree with your comment and I like how you broke it down into goal vs affirmation.

I have started to do a lot more exercise (I did 3x this week so far)

Keep coming back to the blog.

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