I have been keeping a cash book for a few months now. It is one of the only positive things I have been doing for my journey to get rid of debt.

I can see that I have the following patterns:

• I’m an impulse buyer. I will randomly decide to buy Company magazine, as I did today (argh!)
• I buy chocolate when I’m at university but I buy it less on the weekend.

Sometimes, I wish I could just stop spending money!