I think I am one of those money-people who just wants to clear debt asap. Many magazine articles suggest breaking down one’s debt slowly but surely not necessarily all at once.

So yesterday, I went to the bank and paid £5.00 into the student overdraft that I owe.

It was -£2,062 and now it is -£2,057.

This may not sound like a lot but I finally understand know why it is better to do a little often, as opposed to make things hard for yourself by putting in too much money.

I am aiming to be making frequent payments here and there between now and the end of the month.

Current debt: -£2396

I am pleased to see the number slowly going down.

[edit: I also put in £10 today to pay off my credit card. Now, the balance is -£329.11. - fingers x'd!]