Shopping for Michael Jackson’s Music On A Budget: Part 1 – Bad (1988)
Posted by: aulelia on: July 11, 2009
I want to buy a lot of Mike’s back catalogue on CD (and no, I am not a bandwagon stan). Have loved him since I was a baby.
But as a girl on the cheap, I need to do this sensibly.
I went to HMV yesterday to do price comparison of ‘Bad’: Michael’s 1988 hit album ‘Bad’ was £6.99 in the HMV in Walthamstow, east London.
- On Amazon, it is £3.98, but bear in mind you have to spend over £5 to qualify for free Super Saver Delivery
- On Play.com, Bad is £3.99 WITH free delivery.
Verdict: Play.com is £3 cheaper than buying the CD in the shop. Having said that, it depends what you want. A reviewer on Play.com said that the edition of Bad they are selling has edited a lot of the songs on there, which is really annoying bc I don’t want another version of the CD.
What’s also bizarre for HMV is that you can also buy Bad online for £3.99 + free UK delivery, but you have to pay £7 in the shop.
Are they adding an extra £3 to buy it and have it immediately?
Overlimit
Posted by: aulelia on: June 24, 2009
- In: debt
- Leave a Comment
I am over the limit fee. Argh! It was silly really. I am £5.13 over my credit card. Called the bank just now to double check and they said that since I have already been charged, I will not be charged again until the 23 July, on the assumption that I don’t make a payment.
I’m too embarrassed to ask my family for help with this and I have started a new part time cleaning job so I will wait until I get paid (hopefully by the end of the week) to sort this out.
I feel like I keep going back and forth with money. I also haven’t done my daily spending for 10 days.
Will sort myself out.
Money, Money, & Money
Posted by: aulelia on: May 30, 2009
- In: debt
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I just keep having fantasies about the day that I no longer have any credit card or overdraft debt.
It is a bloody long way away and made even more so difficult by the fact that I cannot find a temporary job at the moment.
It’s very disheartening.
I will be updating the blog more. Please don’t think I have abandoned it – I just can’t seem to get a job.
CC Update
Posted by: aulelia on: May 2, 2009
- In: debt
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I paid my May 2009 credit card, after clearing the overlimit fee.
My current balance is -£486, after being -£513.
I am looking forward to a future where I can clear this credit card! I hope I can get it done as soon as possible!
The next few months I need to have done are: June, July, August & September. If I pay £15 a month for these months, (which is over the minimum I am supposed to pay), I will need to put aside £60 to pay off all that cash.
Is this fair?
Posted by: aulelia on: April 26, 2009
- In: debt
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I paid (or thought I paid) my April’s CC amount on 14 April. I paid £15 online, so obviously I didn’t pay that from the cash point. I called Natwest last week to ask why it hadn’t come up online, but it said that the money had left my account. The girl said she would put a note on my account as perhaps it was just a technological error.
Natwest now have charged me interested of almost £10, which has made, in turn with me buying £10 of credit, go over my limit and now they have charged me £12 in overlimit fees.
Bear in my mind, I paid the £15 oon 14 April, as it had to be buy 17 April.
Surely, because they have not even processed my payment, the overlimit fee is not fair right? I get the interest thing but they didn’t even process my payment.
I am going to call them tomorrow. It’s my bday tomorrow. Fucking around with natwest is not my cup of tea lol.
My Plan To Minimise My Overdraft
Posted by: aulelia on: March 25, 2009
- In: debt
- 3 Comments
My overdraft is currently standing at -£1,994.
I have put £5 in there hence why it is below -£2,000. This is still a lot of money to pay back but judging from the days when I was over my limit and owed -£2,050, I am pleased to have got it down.
It is a student interest free overdraft until 2010 after I went to chat to the bank God willing. My plan so far is to pay £5 a month until I get a job.
My credit card is a financial imperative to be honest so I need to focus on that or I’ll get overcharged. But I really want to ideally finish off paying my overdraft by April 2010.
Wish me luck.
Vouchers
Posted by: aulelia on: March 23, 2009
On Sat, I went out to Pizza Express with a friend of mine. I know what you are thinking, I should be saving my pennies. But get this, I had a voucher!
My £10 off voucher if we spent more than £30 meant that my friend and I spent £10.35 on a pizza, drink, and a dessert.
I must say I am proud that I learning the usage and importance of hanging onto vouchers! Does anyone else use vouchers?
Loan shark who raped woman in Jail in UK
Posted by: aulelia on: March 20, 2009
Loan shark who raped an impoverished customer and threatened to petrol-bomb another woman’s house has been jailed for seven years.
Paul Nicholson, 39, squeezed hundreds of thousands of pounds from working-class families.If repayments were overdue he demanded his money by threatening debtors with the baseball bat, machete and knuckle dusters he owned.Warrington Crown Court has heard that Nicholson, who lived in a £1 million house next to a golf course in Delamere, Cheshire, forced one woman who owed him money to perform a sex act.He told one debtor: “Your priority is to pay me, not feed your kids.”The former nightclub doorman was convicted last month of 18 charges which included rape, 12 counts of blackmail, lying about his criminal record, operating without a licence and assault.His girlfriend, mother-of-one Tracey Rogers, 38, helped run his “wicked” empire from their home and she was convicted of blackmail, operating without a licence and acquiring criminal property.The couple targeted more than 800 poor people across Widnes and Runcorn in Cheshire, charging up to 150 per cent interest on loans.
This is a very scary story. Thank goodness that this man is behind bars. How can anyone rape someone for being in debt? Very shocking.
Food
Posted by: aulelia on: March 17, 2009
- In: debt
- 6 Comments
The one thing I have realised that I need to fix is how I buy food. I can spend as little on £12 on a weekly shop for essentials but then, I just end up spluring during the week on sugar and more sugary things!
I am on a diet and to be honest, I feel so frustrated at how restricted I am moneywise from it. It is very frustrating.
I think I need to relax from this diet because my financial situation needs strength to deal with!
Any advice?
Keeping a cash book
Posted by: aulelia on: March 15, 2009
- In: debt
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I have been keeping a cash book for a few months now. It is one of the only positive things I have been doing for my journey to get rid of debt.
I can see that I have the following patterns:
- I’m an impulse buyer. I will randomly decide to buy Company magazine, as I did today (argh!)
- I buy chocolate when I’m at university but I buy it less on the weekend.
Sometimes, I wish I could just stop spending money!
