This is all I saved last week
Posted by: aulelia on: January 18, 2010
- In: debt
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….3 quid.
Pathetic I know but at least it was still something!!
I really need to giddy up with my saving because it is just paltry sums I am putting away!
If you could pay debt weekly, how much would u pay?
Posted by: aulelia on: January 12, 2010
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….that I am getting paid on Thurs, 14 January 2010 my weekly wage which is a little north of £200.
Not a lot of ££ but it is something at least. The tax still yamming my £ though.
I am going to try and pay £5 into one of my debts but I still don’t know because I have to find somewhere to live.
January debt thoughts: a summary of my situation
Posted by: aulelia on: January 9, 2010
- In: debt
- 2 Comments
I know it has been too damn long since I updated. Sincere apologies.
Here is a summary of my situation:
- Still up to my eyeballs in debt from credit and overdraft, but I am determined to get this thing down!
- My Alvin Hall book is helping
- I do actually have a job which I am deeply grateful for
- I am staying with friends while I try and save up money to move out
- The council want money for council tax which I don’t think I owe them
I promise to be updating more.
What would you do: pay off the overdraft or credit card first?
Posted by: aulelia on: November 13, 2009
What would you do?
I have an interest free overdraft with Natwest, that is at -£1,989. It is interest free till August ish. (I need to confirm this).
I also have a credit card which is charged interest.
Which one should I pay off first?
Current amount of debt
Posted by: aulelia on: November 4, 2009
- In: debt
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Here is my current total that I calculated as of 4 November 2009:
–£2,444.17
This is still a massive amount. I need to get under -£2,000 at least by April 2010 so that is one of my main goals.
Has anyone else found themselves slipping?
debt is a bish
Posted by: aulelia on: November 4, 2009
- In: debt
- 2 Comments
Sticking to paying off my debt is hard, hence why I keep neglecting this blog but no more of that!
I have been putting money away to save for an emergency fund in my Nationwide account.
I really need to get a grip of my finances because quite frankly, I am way too in debt to not be focused about this.
The current picture is I am still in deep in my overdraft + my credit card debt.
why sticking to a payment schedule is so hard
Posted by: aulelia on: August 29, 2009
seriously??
why is it so hard to stick to just one paying schedule?
i paid £10 into my overdraft account, but i am still struggling!
I HATE DEBT!!!!!!
Sorry! Lack of Updates!
Posted by: aulelia on: August 16, 2009
Have been too busy. So sorry about the lack of financial updates!
Am away for a wedding until next week but I promise to update more regularly when I come back.
On a good note, I have paid my CC on time for once ! Yay!
Repayment Update
Posted by: aulelia on: July 17, 2009
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- Called the bank today to plead with them to waive a late payment fee for tomorrow. She said I would but she said I would have to start a direct debit. So I have but I am not holding my breath AT ALL. I will check online tomorrow to make sure I haven’t been given a late payment fee. I paid in £20 yesterday to the shop. My direct debit is £11 for next month. I think this may be easier.
- Called another section of the bank to talk about overdrafts. I don’t want an extension, even though I am BROKE. But having said that, he said I have a year to pay it back so I need to get on it RIGHT now and start paying it back.
